BEFORE THERE CAN BE A GOOD EXPERIENCE
WITH GOOD RESULTS THERE HAS TO BE
A STIMULATING CONNECTION
As a Buyer, you deserve an agent who is honest and creates a fun experience while delivering exceptional service:
* In Locating Properties To Fit Your Needs
* Negotiating To Save You Money
* Making The Best Use Of Your Time
* Ensuring A Smooth Escrow
* Providing Market Updates Over A Lifetime
Experience The Happiness From Your New Home. It Will FEEL Effortless While I Guide You To It Step By Step.
If you would like, I can send you daily email updates of homes as they are placed on the market so you can keep current of the hottest new listings. There is no charge and no obligation for this service. In fact, with my experience as a negotiator, I will ultimately save you money by negotiating the best price and terms for you.
You can always expect the highest level of service when you work with me. I will be in constant communication with you every step of the way.
Buying a new home is a big step, whether this is your first home purchase or you are an experienced investor. The more informed you are, the easier it is for you to make the right choices.
I am here to provide answers to your questions, to serve you and to make the process as comfortable and stress-free as possible.
Understanding the process to a Purchase of a New Home
The Major Elements of Your Offer Are The Following:
• Price – The price you offer will depend on market conditions, your own opinion of its value, and the market information I will provide you. The offering price may be different from the seller´s asking price.
• Deposit – The deposit shows good faith and that you are serious about buying the home. It is held in trust and applied against the selling price on closing. It forms part and parcel of your total down payment. The actual amount of the deposit will vary according to the asking price of the home.
• Conditions – There are a wide variety of conditions that you can place in your offer. It is extremely common to make your offer conditional on home inspection by a certified home inspector and conditional on bank financing. If you own another property, your offer may also be subject to you being able to sell your property.
• Inclusions – Inclusions are the items you wish to be included in the pur chase price (e.g. appliances, window coverings, etc.).
• Exclusions – These are the items the sellers wish to take with them. If the item requires a screwdriver, hammer or other tool to be removed and the seller intends to take it with them, it should be noted under exclusions.
• Land Survey – A land survey report, property survey, building location survey and a surveyor´s real property report have identical meanings in practice. It is a complicated and detailed measured drawing of the location of all property lines and all of the buildings, additions, fences, decks and/or improvements. If an existing survey exists, it is common practice to have a clause requesting it in the offer.
• Completion Date, Closing Date, and Possession Date – These three names are all the same. It is usually the date you move in to your new home. Technically it is the date that the title to the property and the keys are handed over to you in exchange for funds.
• Other Clauses – Each offer is different and is tailored to meet your • needs and the specifics of the property. I will help you create these clauses.
How Do You Make An Offer On A Property?
1. First, I´ll get you background information on the area and market conditions to help you make the most informed buying decision possible.
2. I will draw up your offer and go over every detail with you. This offer is known as the Residential Purchase Agreement and it incorporates a pre-approval letter from your lender, proof of funds and the major elements as explained above.
3. I will communicate with the seller´s agent. Sometimes there will be more than one offer made on the property at the same time. Should this occur, I will go over the situation and what the process will be.
4. I will immediately make an appointment to present your offer to the other parties. I will negotiate an offer on your behalf and represent your best interests.
5. The seller has three options. They can accept the offer, reject it or present a counteroffer.
6. The offer may go back and forth. If a counteroffer is given, you have three options. You can accept the counteroffer, reject it or present your own counteroffer back to the seller.
After the price and terms have been agreed upon, the next step is to contact a home inspector to arrange for a home inspection and the lending institution to arrange for a full approval, including a bank appraisal of the property you purchased.